Ningbo granted new loans of 114.4 billion yuan this year
- Details
- Category: Governmental News
- Published: Tuesday, 22 October 2013 14:11
On December 15, Ningbo Central Branch of the People's Bank of China, released the financial operation of Ningbo in the first three quarters this year. Statistics show that in the first three quarters this year, the balance of loans of RMB and foreign currencies amounts to 1313.184 billion yuan, an increase of 114.432 billion yuan more this year, and up by 3.872 billion yuan year on year. For successively 8 months, Ningbo has ranked No.1 in Zhejiang for the increase, and the balance increased by 11.47% year on year, 0.69 points higher than the average of Zhejiang.
With respect to the efficiency of utilization, the ratio between the balance of loans and the balance of deposits reaches 99.44% and the increase of the ratio is 93.61%, both ranking the first in Zhejiang.
Meanwhile, in the first three quarters this year, the city saw a stable increase in deposits which is mostly contributed by individual savings. By the end of September, the balance of local and foreign currencies in the banks and financial institutions in the city reached 1320.546 billion yuan, 122.243 billion yuan more than the beginning of the year, and up by 12.482 billion yuan year on year. The balance is up by 12.33% year on year.
In the three quarters, the loans are mainly granted to real economy, and preference of loans is given to enterprises, key projects, housing projects, small and micro enterprises and agriculture.
In the three quarters, the financial institutions of Ningbo actively implement the "Three-year action program to give financial support to promote economic transformation", and give consistent efforts to serve the real economy and the productive enterprises. In the three quarters, the loans for business and the loans for trade increase by 43.45 billion yuan and 13.23 billion yuan respectively and the total of the two cover s 49.53% of the total increase. The increased loans to the manufacturing and wholesale industries cover 47.87% of the loans to enterprises.
And at the same time, the financial institutions make great efforts to ensure the financial demand of the key projects and the projects that concern people's lives. In the first three quarters, the fixed asset loans and the syndicate loans increase respectively by 27.814 billion yuan and 8.615 billion yuan. The increase of the sum of the two is up by 8.848 billion yuan year on year, covering 31.83% of the total increase of loans. The new loans are mainly granted to the key projects like the light rail project and the housing project. By the end of September, the balance of the loans to the housing project amounts to 17.83 billion yuan, increased by 62.87% year on year. The total increase adds up to 6.19 billion yuan, up by 2.538 billion yuan year on year.
