NingboLife and NingboExpat since 2004 - Ningbo multiplayer bank card to leave the body case was fraudulent

Ningbo multiplayer bank card to leave the body case was fraudulent

Details: Category: Ningbo News; Published: Tuesday, 04 September 2012 09:06

Source 2012-9-3 10:12:12 Sina Zhejiang
　　China Banking Association released data show that, as of the end of 2011, the cumulative issuance volume of China's bank card has more than 2 billion credit card spending has become more and more popular forms of consumption. However, in recent years, with the continuous development of the bank card market, the bank card payment security issues become increasingly apparent. Recently, Ningbo, Zhejiang Police kept getting more than a report, the victim's bank card cards leave the body somehow fraudulent, and the enormous amount of fraudulent, this is exactly how it happened? Look at today's reporters investigation. CCTV weekly quality report aired "Who Moved my bank card, the following contents Record:
　　Ningbo, Zhejiang Mr. Wang recently received a friend's phone, said to have hit 180,006 thousand dollars to his bank account. Take calls, Mr. Wang immediately went to the bank, to confirm the money has been credited into account, so he was ready to drive home. But not home, they received a few strange SMS.
　　Mr. Wang: all of a sudden to seven or information, all of a sudden is equal to 180,006 thousand dollars brushing.
　　Mr. Wang said the SMS, bank debit notification SMS. The SMS prompts, 180,006 thousand dollars from his bank account to be drawn down within ten minutes. Before received similar bank card consumption SMS, Mr. Wang outset that this is fraud SMS did not care. But then think of the amount mentioned in the SMS and friends call the same amount of money, Mr. Wang feels too coincidental, because before this bank card balance few can be counted as credited into 180,006 thousand dollars a basic The full amount of the card. The thought of this, Wang found a little bit wrong, so he immediately return the bank to the query, the results surprised him.
　　Mr. Wang: this card certainly people used, out list, the first brush how second brush how third pen the number of fourth document how much has brush seven or eight times.
　　Transaction records provided by the bank, Mr. Wang's bank card to brush 9 times in more than 10 minutes, the total amount of credit card up to 180,006 one thousand yuan, of which the largest amount of the transaction amount is 160,006 yuan. The bank card has been placed himself, Mr. Wang was how not to believe the money on this card will say no no it how? The cold sweats Wang rushed to the the Ningbo Jiangdong Public Security Bureau reported the matter. Immediately after receiving the report, police investigating the case, found that Mr. Wang's bank card transaction records in Changsha, Hunan indeed.
　　Jiangdong branch of Ningbo Municipal Public Security Bureau of Economic Investigation battalion Zhang Jie: bank check after a check after the card is indeed in Changsha, Hunan, were stolen in a gold shop inside the brush.
　　According to the bank credit card records show, Mr. Wang's card sum in Changsha jindian of consumer records, the amount of just 160,006 thousand Yuan. Mr. Wang card to leave the body, never left Ningbo, in Changsha jindian consumption will who?
　　Jiangdong branch of Ningbo Municipal Public Security Bureau of Economic Investigation battalion Zhang Jie: beginning at a loss, in the end how things back. This card is indeed stolen in Hunan brush, and then the victim and did not leave the Ningbo this period of time, the card also around.
　　The bank card is still Mr. Wang who was stolen away brush, obviously, Mr. Wang's card was cloned, password can also be stolen. If you can find out, and will be able to ascertain whether the money brush away the in the Changsha credit card identity. Provided under the bank credit card records, Jiangdong Bureau of Economic Investigation Brigade soon sent all the way investigators to Changsha investigation jindian swipe at this time, and another Mr. Zhang to a report, said that his bank card 85 more than ten thousand dollars was gone, stolen, and is very similar to Mr. Wang. According to Zhang, he recently received a text message said above, I had always carry a bank card balance inquiry operation is carried out in the field. Had received similar SMS, Mr. Zhang also thought it was a telecom scam bait, so do not be too concerned about, but he is still the balance of the check to the bank to call.
　　Mr. Zhang: telephone banking inquiries about, did not move, did not move the balance that I think about it later, may be fraud.
　　Subsequently received another text message, however, surprised him.
　　Zhang: about twenty minutes, a message again, your tail number of credit card spending over eight hundred fifty-one thousand, and this time I was shocked.
　　Cary, nearly 90 million dollars, Mr. Zhang, the day before just put into your account. The bank card is also good on the body, inside how the money is suddenly being in the field brush it? He immediately called the bank's customer service telephone.
　　Zhang: a shock, and immediately went to the living room, pick up the phone and immediately query the query about the balance completely wrong, and this time my brain completely bang look collapse.
　　The bank subsequently provided the transaction records show, Mr. Zhang bank card to almost 90 million, almost all washed off. Further investigation, the police found, in addition to Mr. Wang and Mr. Zhang Li Ningbo City, in less than half a year's time, there are a dozen cardholders bank card stolen brushes, involving more than 400 million.
　　Jiangdong branch of Ningbo Municipal Public Security Bureau of Economic Investigation Brigade investigators Feng Yongming: People's Bank gives us a lot of clues in Ningbo, that has been found to have stolen more than 10 cases of this credit card in the field brush.
　　The spate of bank card fraudulent cases, Ningbo, the police was a major case. In the police investigation and efforts to increase in Ningbo, another road to the The Hunan Changsha jindian investigation investigators have retrieved the surveillance video. Can be determined according to the credit card of the time, is the man on the screen brush away Mr. Wang has more than 180,000 yuan. But Mr. Wang told police he did not know this man.
　　Well, this who is in the Hunan jindian fraudulent bank card? How can we grasp the first time Mr Wang's bank card account information? Mr. Wang's bank card and password and how to get to the hands of this man? Each of the series of question marks in the police in front of the show, looking into the clues became solve the case behind the most critical breakthrough.
　　After a string of several cases and police found a number of laws. These stolen bank card brush, are in the cards leave the body, offsite credit card, credit card time are large amounts of money just accounted for less than twelve hours stolen brush credit card locations are almost Hunan, Chongqing gold shop. The modus law, this is an organized, planned criminal gangs. In order to find a new case of a breakthrough, the police these dozen victims of the recent consumption compared.
　　Jiangdong branch of Ningbo Municipal Public Security Bureau of Economic Investigation battalion Zhang Jie: This is a piece of data pulled out later and later, after the collision of our data, did find a problem. Before these cardholders so that the card was stolen in our Ningbo same hotel, the same hotel inside consumer. This is definitely not a coincidence, because the dozen consumer cards in the same hotel, starting from this hotel.
　　By the ratio of consumer records, more than a dozen victims of bank card stolen brush some time ago, and have to use a bank card with a hotel in Ningbo consumption. Coincidentally, the presence of the victims of credit card are the same three attendants.
　　Jiangdong branch of Ningbo Municipal Public Security Bureau of Economic Investigation battalion Zhang Jie: all three waiter service, that is to say when he consumer to pay, all three attendants pick up guests card to credit card to the front desk.
　　According to the police, the guests checkout, three attendants responsible for total station to take the card to credit card, and then let guests enter the password. Well, over bank card stolen brush and three attendants will not it? Therefore, the mystery must find three attendants. However, the police found three Ningbo waiter has left and I went to Guangdong Guangdong launched a secret investigation on them. Through the investigation police determined that the three men suspected of committing the crime. Then the police through the entry of the three men in the hotel registration information to determine the identity of the three men.
　　Jiangdong branch of Ningbo Municipal Public Security Bureau of Economic Investigation Brigade investigators Feng Yongming: early to jump out of the first batch of three suspects after they have fled to go, to flee to go close six suspects found to be dealing with them , but also stay in Ningbo.
　　Through careful investigation, police found nine suspects are fellow relationship had close contacts, and once more upscale hotel in Ningbo as a waiter, The track is very suspicious. The same time, the police also jindian surveillance video, master of the identity of the suspects to use bank cards to buy gold in Hunan and trends. Further investigation, the police found two closely related group of people to each other, organized and planned by Shaomou et al. Police determined after careful investigation, this is a huge bank card copy, forgery, fraudulent gang. After strict surveillance, the police on the criminal gangs expand unified arrests. (Three groups of arresting screen) The arrests, a total of 14 suspects arrested including main culprit Shaomou including, seized Pirates brush after using counterfeit cards to buy gold items, including gold bullion, necklaces and other gold jewelry, a total of more than 3000 grams, worth more than 120 million, and seized more than 10 forged credit cards, card reader 5.
Ningbo, Zhejiang continuous occurrence of several cases of fraudulent bank card, the final pull-out of a bank card copy, forgery, fraudulent gangs, gang clear division of labor, the formation of a fraudulent bank card close chain, at the same time, the gang's modus means more and more intelligent. Well, the gang is how the bank card without leaving the master's case, easily completed fraudulent, which in the end the hidden secret of what it?
　　After the trial, the police found, Ningbo dozen victims stolen brush credit card consumption in the same hotel, and the staff of the hotel the guests credit card, took the opportunity to steal bank card information comes with the reader, and secretly write down bank card password.
　　Suspects: the guests to the card to the waiter hands him on induction, that machine to steal his card inside. Password when guests peek.
　　Theft of success, they will bank card password Hopewell readers with transferred to Shaomou and other people making counterfeit cards.
　　Jiangdong branch of Ningbo Municipal Public Security Bureau of Economic Investigation battalion Zhang Jie: He made out Weika quality is very high, and his card number with the card's magnetic stripe information is corresponding with the real card, that is, his cards with stolen card is exactly the same.
　　It turned out that the criminal gangs is the use of the consumption of the customer in the hotel with a card reader to steal customer bank card information, customers enter a password guard, they took the opportunity to steal passwords, and then to collect this information, made into a counterfeit card; final fraudulent bank card crime is a way to buy large amounts of gold in Hunan, Chongqing, Guangdong and other places. These suspects are very cunning, these counterfeit cards produced successfully, they are often not in a hurry to brush off realizable. Their jargon, "fattened and then slaughtered".
　　Jiangdong branch of Ningbo Municipal Public Security Bureau of Economic Investigation Brigade investigators Feng Yongming: If this card balances, only a few thousand a few hundred dollars, he will not go to the crime, just as we have two victims, the amount than the larger, more than a dozen million or eighty tens of thousands.
　　It is precisely because the suspect always monitor the amount of changes on these cards, so just when Mr. Wang and Mr. Zhang's account with the sum of a relatively large amount of money standing to the credit of the suspects quickly to jindian fraudulent Carry money almost all the brushing.
　　The suspects: get over how much how much money you say this card, anyway you go brush gold Kari money to brush, to brush the number on the amount of the card inside.
　　Suspects is such a convenient way to buy gold, brush light on the victim card money quickly. This point the investigation of cases, the reasons for the huge amount of money was missing from Mr. Wang and Mr. Zhang, the victim card mystery: the suspects comes first reader to copy down the victim's bank card information, and at the same time to steal The last line of defense - of the bank card password. Suspects steal passwords, full control of this bank card, once the card to deposit large sums of money, they use a credit card to buy gold, quickly brush away the money on the card.
　　In recent years, the bank card has become our resident individuals most frequently used non-cash payment instruments, bank card security issues attracted much attention. China Banking Association data show that since 2005, the number of bank card fraud crime 'average annual growth over 50% in 2011, has more than ten thousand. Insiders pointed out that the bank card crime continued high incidence, mainly due to domestic banks generally use magnetic stripe bank cards. The back of the magnetic stripe bank cards installed cardholder information on the magnetic stripe card readers and other specialized equipment will be able to easily get all of the personal information of the cardholder. This also gives the the lawbreakers opportunity.
　　Central University of Finance and the China Banking Research Center, Guo Tian Yong: For example, the magnetic stripe, as long as I have a card reader, I give copied down, I can copy another card, I know your password, you can Pirates of the brush.
　　Experts, compared with the magnetic stripe bank cards, chip bank card within the sensitive data is difficult to be copied, the safety factor is higher, but the cost is also more expensive, the production cost is about 5 times the magnetic stripe cards.
　　Central University of Finance and the China Banking Research Center, Guo Tian Yong: the current international trend, chip cards to replace magnetic stripe cards, built-in like this information at this time, to get your card picked up the card, you chip you are hard to copy it inside what information.
　　Reporter in an interview that the main chip bank cards currently used in Europe and the United States and other developed countries, but China is more than 90% of the bank card magnetic stripe card, replace the chip card with a higher safety factor has become imperative. Major commercial banks in recent years began to promote the chip card, but the issue is not the main reason is the relatively high cost of chip card, plus upgrade on related equipment is relatively slow, and therefore marketing effectiveness. According to experts, China's bank card has more than 2 billion, the vast majority of magnetic stripe cards, all replaced with chip cards, the cost will be more than 20 billion yuan, which really is not a small sum expenditures banks . But in terms of our cardholders, not to replace the magnetic stripe card, the funds and property and is difficult to be assured.
　　Lawyer Qiu Baochang: Bank as a financial services unit, you knowing you card is a security risk, there is a security flaw, then found it defective, or knowing that it is defective, you do not want to because of cost issues eliminate this defect, resulting in the loss of financial consumers, you not only have to bear the liability in general, I think that the punitive damages under the Tort Liability Act "would also like you.
　　According to a draft discussion paper of the People's Bank of China and China Banking Association issued a chip card promotion, all commercial banks plan in 2015 to stop issuing magnetic stripe cards. Due to the replacement of the high cost of magnetic stripe cards, plus the higher cost of renovation on ATM machines and POS machines, which means, the popularity of the chip card will be a difficult and lengthy process.
　　Ningbo police have uncovered several cases of fraudulent bank card crime fraudulent bank card showing a group of intelligent, criminal gangs increasingly fine division of labor, getting stronger deceptive. Police advise consumers to equal protection of the good bank card security card security issues, in particular, to protect the good bank card password protect password must be vigilant in the process of using the bank card consumption, the last line of defense, but also that is to say, not let criminals mastered password, then clever means can not start on your hands of the bank card. "Weekly Quality Report" Thanks for watching, goodbye next week at the same time.